Scams are becoming more sophisticated and more targeted. Whether you’re managing personal finances or running a business, understanding today’s most common threats can help you avoid costly mistakes and protect your information. 1. Impersonation Scams Cybercriminals pose as trusted contacts to trick you into sharing data or sending money. Watch for: Stay safe: 2. AI-Powered…
In today’s digital world, cybersecurity threats are evolving faster than ever, and one of the fastest-growing risks isn’t in your inbox but on the other end of the phone. Imagine receiving a call from someone who sounds exactly like a colleague, a trusted vendor, or even a family member. The voice is familiar. The request…
As fraud and scam activity continues to rise, taking steps to safeguard your personal and business information is more important than ever. Cyber criminals are becoming increasingly sophisticated in their tactics, using emails, text messages, phone calls, and even fake websites to impersonate trusted organizations and gain access to sensitive information. At First Pacific Bank,…
When browsing online, you’ve likely encountered a CAPTCHA—the quick test that asks you to prove you’re human by typing distorted letters, solving an audio prompt, or clicking images of traffic lights. CAPTCHA has long been a routine part of internet security. Now, cybercriminals are exploiting this familiar safeguard in a dangerous new way. A growing…
The Economic Outlook for the U.S. and Los Angeles On January 19, 2025, the Santa Fe Springs Chamber of Commerce, in partnership with First Pacific Bank, hosted the annual Economic Outlook Breakfast. This year’s keynote speaker, Dr. Christopher Thornberg, founding partner of Beacon Economics and a nationally recognized economist, delivered an engaging and thought-provoking presentation…
Zelle®, a widely used person-to-person payment platform, recently announced significant changes to its stand-alone app. Beginning January 8, 2025, new user enrollments for the stand-alone Zelle app will no longer be accepted and as of March 31, 2025, the app will cease to support any transactions. After these dates, Zelle will only be accessible through…
In today’s digital age, scams are becoming increasingly more sophisticated and it’s important to stay vigilant. The American Bankers Association (ABA) launched the #BanksNeverAskThat campaign in honor of Cybersecurity Awareness Month to help people recognize and avoid phishing scams that could compromise their personal and financial information. Here are some tips to help keep you…
For many small businesses in Southern California, securing a Small Business Administration (SBA) loan can be a critical step toward growth and stability. Whether you’re looking to expand, purchase equipment, or improve cash flow, an SBA loan offers attractive terms that can make a significant difference. At First Pacific Bank, we’re committed to helping local…
In today’s fast-paced world, convenience is key. That’s where mobile wallets come in, revolutionizing how we pay and offering a seamless experience that fits into your smartphone. What Are Mobile Wallets? Mobile wallets are digital versions of your physical wallet, securely stored on your smartphone or other mobile device. They allow you to store credit…
First Pacific Bank now offers Plaid integration so customers can instantly link their external accounts providing a more streamlined and convenient banking experience, with several key benefits: 1. Simplified Account Connectivity. With Plaid’s integration, customers can easily link their First Pacific Bank accounts to a variety of financial applications and services. This streamlined process eliminates…
