First Pacific Bank is a California-based community bank serving Southern California. We provide personalized banking solutions for individuals, small and mid-sized businesses, professional service firms, and real estate investors. Our focus is on building long-term relationships and supporting clients at every stage of growth.
Yes. First Pacific Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Deposits are insured up to the maximum amount allowed by law, giving clients peace of mind that their funds are secure.
The Bank’s routing number is 122244249.
We work with a wide range of clients, including:
• Small and mid-sized businesses
• Entrepreneurs and business owners
• Professional service firms (e.g., law, accounting, consulting)
• Commercial real estate investors and operators
Our team provides tailored solutions to meet the unique financial needs of each client.
First Pacific Bank offers a full suite of banking solutions, including:
• Business checking and deposit accounts
• Commercial and industrial (C&I) loans
• Commercial real estate financing
• SBA loan programs
• Treasury management and cash flow tools
• Online and mobile banking for businesses and consumers
We also provide financial guidance and lending solutions designed to support business growth.
Our headquarters is in Whittier, California, and we serve clients throughout Southern California. Our office locations include:
• Los Angeles County
• Orange County
• San Diego County
• Inland Empire
Yes. We provide secure online and mobile banking for both personal and business accounts. Clients can manage accounts, make payments, and access cash-management tools anytime, anywhere.
We are a relationship-focused community bank. Our experienced bankers take the time to understand each client’s needs, provide practical solutions, and respond quickly. We focus on long-term partnerships rather than one-size-fits-all solutions.
Yes. Our team has extensive experience in:
• Commercial and industrial loans
• Commercial real estate financing
We work closely with clients to structure loans that support growth and long-term success.
First Pacific Bank is led by a team of experienced banking executives with deep expertise in commercial banking, lending, and risk management.
Yes. In addition to business banking, we offer personal checking and savings accounts, loans, and online banking for individual clients.
We provide loans to small and mid-sized businesses across various industries, including professional services, commercial real estate, and retail.
Yes. We provide SBA loan programs, including SBA 7(a) and SBA 504 loans, to help businesses access affordable financing.
Treasury management includes tools for cash flow monitoring, automated payments, and account management to help businesses optimize their financial operations.
Yes. We partner with entrepreneurs and new business owners to provide guidance, loans, and banking solutions tailored to early-stage companies.
To speak with a First Pacific Bank team member, call our toll-free number at 844.BNK.AT.FPB, visit your local branch, or completed the online form available at firstpacbank.com/contact-us.
You can connect with a relationship banker or learn more by visiting www.firstpacbank.com, completing the online form at https://www.firstpacbank.com/contact-business-banker or contacting one of our Southern California offices.
To help fight financial crime and terrorist financing, the U.S. Department of Treasury passed a new regulation making it mandatory for financial institutions to collect information on beneficial owners of legal entity clients. This regulation was enacted to provide greater transparency into company structures and better protect the U.S. financial system.
For more information on this regulatory requirement and how it impacts you, refer to the Beneficial Ownership Information Reporting resource provided by the U.S. Department of the Treasury Financial Crimes Enforcement Network available at https://www.firstpacbank.com/wp-content/uploads/BOI-Informational-Brochure-508C.pdf or visit www.fincen.gov/boi.
Additionally, a reference guide is available at https://www.firstpacbank.com/wp-content/uploads/BOI-Notice-to-Customers-508FINAL.pdf
Mobile Banking
Mobile Banking is an additional feature of our Online Banking service. You will need to first enroll in Online Banking. Your username and password established in Online Banking is then used to access Mobile Banking.
The app is available to both our consumer and business customers.
You can reset your password within Online Banking by selecting the Forgotten Password option. Once you’ve updated your password in Online Banking, your Mobile Banking password will also be updated.
Mobile banking offers most of the same functionality as online banking; viewing account balances and transactions, making transfers and bill payments.
Yes. Our mobile banking app for the iPhone device allows you to quickly and easily sign in with Touch or Face ID recognition. Android devices allow you to quickly and easily sign in with Fingerprint ID recognition. If you prefer not to use Touch ID to access mobile banking, in the app under Preferences > Biometric Authentications > Touch ID and turn it on or off here. You will then sign in with your username and password
Login to online banking using a different device, change your password and contact method. If you have lost your phone and have Touch/Face ID enabled the person that finds your phone would have to know your online banking password and be able to get the code before accessing your account. For security purposes it is recommended you change your password and contact method immediately, you can report your lost or stolen device to First Pacific Bank by calling your local branch.
Mobile Banking leverages multiple layers of security, including password protection and SMS/Email Multi-Factor Authentication.
Mobile Deposits
Yes. The mobile deposit feature allows you to deposit a check using your phone's camera.
No. Mobile Deposit is a free service.
Please contact your local branch for daily limit information.
Resources
Explore our quick demos and step-by-step user guides by visiting our dedicated resource center at https://www.firstpacbank.com/resources/digital-banking-resource-center.
The FDIC provides important information about fraud against the elderly that can be viewed at https://www.fdic.gov/consumer-resource-center/2023-09/fraud-against-elderly.
Contact Us
If you have any additional questions or would like assistance with your account, call 888.BNK.AT.FPB or visit your local branch.
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First Pacific Bank Online Banking Demo:
Exploring the Transfers & Payments Menu
First Pacific Bank Online Banking Demo:
Exploring the Transfers & Payments Menu
